Office of Financial Aid

Private Loans

Institutional loans funded and administered directly by FaithBridge Bible University, with fixed rates from 2.5% to 5% and no outside lender.

FaithBridge Bible University offers a limited number of Institutional Loans, funded and administered directly by the university rather than through an outside lender. They're designed to bridge a remaining gap in your funding plan after payment plans, scholarships, and other aid have been applied. Because the loan is issued in-house, you work directly with the Financial Aid Office for the whole process — application, approval, disbursement, and repayment — with a fixed interest rate between 2.5% and 5%, set based on your account standing and stated in your loan agreement.

Loan Options

TUOH Bridge Loan

5% fixed

Short-term financing to cover a temporary gap between billing and pending aid - such as a scholarship, employer reimbursement, or payment plan that's still being finalized. Repayment begins once your full aid package is confirmed.

FBU Semester Loan

2.5% - 5% fixed

Covers your remaining balance for a single semester, with repayment beginning the following semester. For students who prefer to finance one term at a time.

FBU Annual Loan

2.5% - 5% fixed

Financing for a full academic year in one agreement, so you don't need to reapply each semester. Best for a consistent, predictable funding gap year over year.

HTU Emergency Assistance Loan

5% fixed

A short-term loan for an unforeseen financial hardship that threatens your continued enrollment. Reviewed case-by-case with an expedited approval process.

Requirements

  • Admission to and registration in an eligible FBU degree program
  • Approval by the Financial Aid Office based on account standing and remaining unmet need after other aid has been applied
  • A credit assessment on file
  • A fixed interest rate of 2.5%-5%, set by the Financial Aid Office and stated in the loan agreement
  • A signed Institutional Loan Agreement with FBU outlining the loan amount, interest rate, and repayment terms
  • Certification that the requested amount does not exceed the total cost of attendance
  • No outside lender application - the loan is issued and serviced entirely by the university
  • No FAFSA required - the loan is arranged directly through the Financial Aid Office

Ready to apply? Sign in to the student portal and choose Apply for a Loan on your Finance dashboard, or contact the Financial Aid Office with questions.